Having your claim handled quickly, fairly, and courteously is important to you and it's important to us too. We take pride in our commitment to provide you with prompt, courteous service in the event of a loss. We're there when you need us, whether it's for a fender-bender or a major accident.  You can turn to HelpPoint 24 hours a day, seven days a week.  We can get your claim started and arrange towing and roadside service, auto repair or rental and even emergency lodging. In case of an accident call (800) 435-7764. 

In case of an accident
     Do This:
1.  Put out emergency reflective triangles.
2.  Render aid and call doctor if needed.
3.  Call police immediately.
4.  Get names and address of eye-witnesses or first person to arrive at scene.  Get license numbers of vehicles involved.
5.  Be courteous.
6.  Take pictures if necessary.
7.  Gather Insurance information from all parties; name of driver, name of their insurance carrier, insured policy number, insured's carrier phone number, make, model, and vin of vehicle involved.
8.  Call nearest claims office.

     Do Not:
1.  Do Not argue or admit responsibility regardless of facts.  Do not sign any papers.
2.  Do Not agree to pay for anything.
3.  Do Not move vehicle until someone arrives who can state position, skid marks and lights on trucks.
4.  Do Not talk or give statements to anyone unless they satisfy they represent Your Insurance Company.
 

When you or your loved ones are stranded and need help, we're as close as the telephone. You can reach us 24 hours a day, 365 days a year, with just one toll-free call 1-800-FARM-TOW (1-800-327-6869). And, with our sign-and-drive feature, you won't need a credit card or check to get the help you need. 

It's a common myth that a homeowner's policy will cover some of these types of vehicles. In most cases, you need additional coverage to make sure you're completely protected. Check to see that you're covered for:

• Motorcycle
• Dirt Bike
• Scooter
• Moped
• Four-Wheel ATV 

Farmers offers an assortment of special rating plans that can substantially reduce the cost of your insurance. For example:

•  Multiple car discount 
• Airbags and lap/shoulder safety belts 
• Anti-theft discount
• Auto/Home discount 
• Auto/Mobile home discount
• Auto/Renters discount
• Auto/Life discount
• EFT discount
• Farmers 50 Plus Program (drivers 50 years or older) 

An emergency situation on the road can arise at any time, and you must be prepared.  The list below contains items should always be carried in your car, preferably in your trunk:

• A properly inflated spare tire
• A wheel wrench and tripod-type jack 
• Jumper cables
• Flashlight
• Fire extinguisher
• Flares
• Tire repair kit
• Tool kit
• Scissors or knife
• Batteries
• Portable radio
• Food (dry and canned)
• Bottle water
• Walking shoes and extra clothing
• First-aid kit